ASSET ALLOCATION AND THE INVESTMENT TIME HORIZON

Asset allocation is a diversification technique that can help you manage the risks and returns on your investments. One of the biggest factors that should influence your asset allocation strategy is the amount of time you have to hold your investment. This tutorial will introduce you to the investment time horizon and help you understand how it should influence your investment strategy. We will also discuss common asset allocation strategies for two of the most common investment goals: college and retirement planning.

How Investment Time Horizon Affects Asset Allocation Asset Allocation for College Planning Asset Allocation for Retirement Planning Asset Allocation for Other Investment Goals In Investing, Time Is Money

First, let's explore how the time you have to invest affects the way you invest.